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What is Equity Release

What is equity release?

Equity release allows you to access the value held up in your home and turn it into money you can spend as you wish. How much equity you can release depends on your age, how much your property is worth and how much you choose to borrow.

People over 55 often have little or no outstanding mortgage and lots of value tied up in their home. Many others have an interest-on-ly mortgage and no way of repaying it. Equity release could help in either of these situations.

Learn more about equity release

Equity release uses

Equity release allows homeowners aged 55 or over to access the value tied up in their home without having to move out. The money released can be used for various purposes, including:

  • Supplementing Retirement Income
  • Home Improvements
  • Paying Off an Existing Mortgage
  • Paying Off Existing Debts
  • Helping Family
  • Debt Repayment
  • Lifestyle & Travel
  • Reducing Inheritance Tax Liability
  • Care Costs and more...
Read more
Equity Release Uses

What our clients say

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"After speaking with one of the chaps on the first call , we felt reassured. He didn’t push us, just gave us the facts , sent us a glossy brochure and passed us over to Graham. Graham was down-to-earth, easy to talk to, and knew his stuff. Best part? We ended up with a far better rate than the high street lender we’d originally looked at."

Colin & Rita, Derbyshire. May 2025 End Equity Release client testimonial
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"Chris was amazing, but I’ve got to say, so friendly – it started with a call from a chap called Simon. He explained how they work with multiple lenders and not just one. That made all the difference. We ended up with a much better deal than we were being offered by going direct."

Anne & Tom, Hastings May 2025 End Equity Release client testimonial
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"We’d looked into equity release on our own, but the found out abouit MY LATER LIFE from a friend and realised how much more choice we had. Kathy was so lovely and knowledgeable. She found us a deal that gave us more flexibility than what the lender was offering directly. We’re really happy we went this route."

David & Sue, Colchester. MAY 2025 End Equity Release client testimonial
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"Simon’s call came at just the right time. He listened carefully and talked us through the basics without any sales pressure. After that, Chris took over and was brilliant from start to finish. We found a plan that was far better than anything we’d seen going direct to providers."

Clive & Yvonne, Southend MAY 2025 End Equity Release client testimonial
Start Equity Release client testimonial

"We almost went straight to our previous equity release provider but thankfully we had a chat with Simon first. He explained that they compare multiple options, and he was right – Graham helped us find a much better deal than we were being offered direct. It was simple, clear, and saved us a lot of time (and money)."

Pat & Roy, Stoke-on-Trent. April 2025 End Equity Release client testimonial
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"Simon gave us a call first to talk through what we were hoping to achieve. He wasn’t pushy at all – just asked the right questions and really listened. Then Kathy stepped in and guided us through everything. In the end, we got a much better deal than we were offered when we went to a lender ourselves. So glad we spoke to them first."

Barbara & Terry, Bournemouth. April 2025 End Equity Release client testimonial
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"We didn’t know where to start, but Kathy guided us with so much care. She was professional but also very human, which is exactly what we needed. Nothing was too much trouble. Thank you, Kathy – you’ve made a real difference to our lives."

Pauline & Geoff, Bath. April 2025 End Equity Release client testimonial
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"Chris really looked after us. he was friendly, knowledgeable, and never once made us feel silly for asking things twice. We felt like she genuinely wanted the best for us – and we ended up with a plan that works perfectly."

Maggie & Brian, Leicester. April 2025 End Equity Release client testimonial
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"Dylan made everything feel so much simpler than we expected. He explained things clearly, answered all our daft questions with a smile, and kept us in the loop the whole time. Honestly, we’d recommend him in a heartbeat."

Carol & Peter, Preston End Equity Release client testimonial
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"Graham was a real gentleman. We never felt rushed or pushed. He gave us all the facts, let us take our time, and always made sure we felt comfortable. It’s rare to get service like that these days. We’re very grateful."

Jim & Brenda, Leeds End Equity Release client testimonial
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"Kathy helped us every step of the way. She wasn’t just helpful – she was kind. That really mattered to us. We didn’t feel like clients, we felt like people she actually wanted to help. We couldn’t have asked for better."

Alan & Maureen, Norwich End Equity Release client testimonial
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"Chris was lovely to deal with. He made the whole thing feel a lot less overwhelming. We had so many questions, but nothing ever seemed too much trouble for her. It was just nice to deal with someone so warm and down-to-earth."

Denise, Portsmouth End Equity Release client testimonial
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