Our Blog
Meet Chris Jones: Your Friendly Equity Release Expert in Essex
Thinking About Equity Release in Essex? Meet Chris Jones! Looking for expert equity release advice from someone who truly understands your needs? Chris Jones, a seasoned advisor with over 30 years of experience, is here to help. Based in sunny Essex, Chris offers friendly, jargon-free guidance—whether in person or via video call. At My Later Life, we’re an FCA-regulated, award-winning broker, ensuring you’re in safe hands. No big call centres, no hard sell—just expert, honest advice. Contact Chris today to explore if equity release is right for you! Get in touch now!
Read more...Reverse Mortgages in the UK: Everything You Need to Know
Reverse Mortgages in the UK: A Guide for Homeowners A reverse mortgage, commonly known as equity release in the UK, allows homeowners aged 55+ to access tax-free cash tied up in their property without selling or moving. Unlike traditional mortgages, there are no monthly repayments, and the loan is repaid when the home is sold or the homeowner moves into long-term care.
Read more...WE'RE SMART SO WE DRIVE SMARTS
At MY LATER LIFE, we’re dedicated to helping homeowners aged 60+ unlock the value in their property through equity release and later-life mortgages. As one of the UK’s fastest-growing equity release companies, we’re expanding our team and increasing our reach. Our expert advisors are always on the move, now more visible than ever with our fleet of MY LATER LIFE-branded smart cars! These vehicles symbolise our commitment to supporting clients nationwide.
Read more...What Did Canada Life Customers Use Their Equity Release for in 2025?
This report was written by Canada Life, January 2025. titled "What Did Canada Life Customers Use Their Equity Release for in 2025?" Equity release remains a valuable financial tool for homeowners looking to access the wealth in their property. In 2025, the most common reasons for releasing equity included clearing existing mortgages (33%), home improvements (22%), and supporting day-to-day living expenses (16%). Other motivations included gifting to family, debt consolidation, funding holidays, and purchasing new properties.
Read more...Equity Release Market Ends 2024 on a High – A Growing Solution for helping with wealth managment.
The **Equity Release Council’s Q4 2024 report reveals a strong resurgence in equity release* with **total lending hitting £622m—a **16% increase** year-on-year. More homeowners are using equity release for inheritance planning, enabling tax-efficient wealth transfer while securing their retirement. With **rising consumer confidence, increasing loan sizes, and more flexible product options**, equity release is becoming a **trusted financial tool**. Interest rates are easing, and new product availability is growing, making now an ideal time to explore options.
Read more...My Later Life Now Serving Watford and Surrounding Areas!
My Later Life is excited to bring its award-winning equity release services to Watford and the surrounding areas! As a whole-of-market broker, we work for you to find the best equity release deals tailored to your needs. With a love for local highlights like The Royal Oak, Cheslyn House & Gardens, and even a visit to the Harry Potter Studio Tour, we understand what makes Watford special. Whether you’re dreaming of enhancing your home, helping family, or enjoying more magical moments, we’re here to guide you every step of the way. Visit www.my-laterlife.com to try our calculator or call 0207 100 4255 for a free consultation today!
Read more...Discover Equity Release Solutions in St Albans with MY LATER LIFE
Discover how MY LATER LIFE, an award-winning equity release company, helps St Albans homeowners unlock the value of their properties for a more secure and enjoyable retirement. With a deep love for the local community and areas like Radlett, Shenley, and Redbourn, MY LATER LIFE offers expert guidance on equity release and later life mortgages. Learn how these flexible solutions can supplement your income, fund home improvements, or provide financial support to loved ones, all while keeping you in your home. With local expertise and a commitment to transparency, MY LATER LIFE is here to guide you toward a brighter financial future.
Read more..."Equity Release: A Powerful Tool for Inheritance Planning in the Face of Rising Tax Challenges"
At My Later Life, we fully support the ideas discussed in a recent article by Sanjay Gadhia of Standard Life Home Finance. The Budget’s inheritance tax (IHT) freeze until 2030, combined with rising property values, means more estates will face significant tax burdens. Equity release, particularly through lifetime mortgages, is becoming a popular and practical solution for inheritance planning. Not only can this approach help reduce IHT liabilities, but it also allows families to enjoy the benefits of inheritance in real-time. By unlocking property wealth, clients can assist loved ones with important financial goals, such as home deposits or education costs. We agree that later life mortgages are an essential part of today’s financial planning, offering flexibility and control to retirees and their families.
Read more...
My Later Life Planning (Office Address: 94-96 Seymour Place, London, W1H 1NB) is a trading style of My Group Inc Ltd an appointed representative of The Right Mortgage Limited who are authorised and regulated by the Financial Conduct Authority under reference number 976283.
My Group Inc Ltd is registered in England & Wales. Company Number 13613921. Registered Office 82 Rainham Road, Rainham, RM13 7RJ
A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.
Inheritance Tax Planning, Will writing, Lasting Powers of Attorneys, Estate Planning and Trust Planning are not regulated by the Financial Conduct Authority.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
View our Privacy Policy
Copyright 2025, All rights reserved. Web Design by DigitalFlare
